Insurance Order (2006) and Takaful Order (2008), regulates the insurance and takaful agents in Brunei Darussalam. The Orders defines insurance and takaful agent as person who does all or any of the following:

• solicits or obtains a proposal for insurance/takaful on behalf of an insurer/takaful operator;

• offers or assumes to act on behalf of an insurer/takaful operator in negotiating a policy/certificate;

• does any act on behalf of an insurer/takaful operator in relation to the issuance, renewal or continuance of a policy/certificate.

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Before acting as an insurance and takaful agent, the person must be registered with Brunei Darussalam Central Bank (BDCB) where application can be submitted through insurance companies/takaful operators ("Principal") followed by endorsement from BITA.

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Types of Insurance and Takaful Agent:

1. Life Insurance / Family Takaful Agent (can represent only ONE Principal)

   • Individual Agent​

   • Corporate Agent

2. General Insurance/Takaful Agent (may represent up to 3 Principals)

   • Individual Agent​ (must be a sole-proprietor)

   • Corporate Agent

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Insurance and Takaful Agent are advised to observed Notices and Guidelines issued by BDCB as well as relevant best practices standard from the industry. Example of Notices/Guidelines/Handbook are:​

1. Life Agent Registration Handbook​

2. General Agent Registration Handbook

3. Continuous Professional Development (CPD) Handbook for Insurance and Takaful Agent